| Banking English |
International transfers: Dialogue 3:
| Bank clerk: | — | Hello. Can I help you, ma'am? |
| Mary Jones: | — | Yes. Could you tell me how to send some money to someone with an account with a bank in Germany? |
| Bank clerk: | — | Well, you can pay by mail, telegraphic or SWIFT transfer. Or you can have a banker's draft and mail it yourself to the beneficiary. |
| Mary Jones: | — | Which is the best way? |
| Bank clerk: | — | It depends on the amount and how fast you want that person to receive the money. A SWIFT transfer is the fastest method but a banker's draft is usually the cheapest. How much do you wanna send? |
| Mary Jones: | — | $800. |
| Bank clerk: | — | Why don't you send it by mail payment order? |
| Mary Jones: | — | How long does it take? |
| Bank clerk: | — | About a week. |
| Mary Jones: | — | I don't know. Can I send it more quickly? |
| Bank clerk: | — | Sure. You can have a Telegraphic or a SWIFT transfer. |
| Mary Jones: | — | And how long do those take? |
| Bank clerk: | — | Both a Telegraphic Transfer and a SWIFT transfer will normally be credited to the payee's account within three or four working days, depending on whether the beneficiary's bank is among our correspondent banks or we have to route the transfer through a third bank. |
| Mary Jones: | — | I see. How can I pay by Telegraphic Transfer? |
| Bank clerk: | — | You have to fill out this form, ma'am. |
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